Sandy's Mexican Layer Dip

Recipe courtesy of sandykins

• 2 cans refried beans
• 2 packages of cream cheese
• 2 cans veggie chili
• ½ cup chopped jalapeño peppers
• 1 small can chopped black olives - drained
• 1 medium tomato diced 
• 2 cups of shredded cheddar cheese

Preheat oven to 350. Layer the bean, cream cheese, chili, pepper, olives, tomato and cheese in a 13 X 9 baking dish.  Bake for 20 minutes or until cheese is bubbling. Serve warm with tortilla chips.